70/20/10 Rule Calculator
The 70/20/10 rule helps you manage income effectively: 70% for essentials, 20% for lifestyle, 10% for savings. Stay on track with a visual breakdown and guidance.
✔ No signup required
✔ Private — saved only on your device
✔ Works directly inside this article
✔ Private — saved only on your device
✔ Works directly inside this article
Income Information
Your 70 / 20 / 10 Breakdown
Needs (70%):
Wants (20%):
Savings (10%):
Tip: Allocate income carefully — this rule prioritizes essentials while keeping savings steady.
How the 70/20/10 Rule Works
70% goes to necessities, 20% to lifestyle choices, and 10% to savings — giving flexibility while maintaining financial discipline.