60/30/10 Rule Calculator
The 60/30/10 rule is a simple budgeting method that prioritizes essentials first, keeps lifestyle spending controlled, and ensures consistent savings.
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✔ Private — saved only on your device
✔ Works directly inside this article
✔ Private — saved only on your device
✔ Works directly inside this article
Income Information
Your 60 / 30 / 10 Breakdown
Needs (60%):
Wants (30%):
Savings (10%):
Tip: This rule is ideal if your living costs are high and flexibility is limited.
How the 60/30/10 Rule Works
This method assigns 60% of income to necessities, 30% to lifestyle choices, and 10% to savings — offering stability when expenses are unavoidable.