80/15/5 Rule Calculator
The 80/15/5 rule splits income for financial clarity: 80% for essentials, 15% for wants, and 5% for savings. Track your allocation and visualize your progress.
✔ No signup required
✔ Private — data saved on your device
✔ Works inside your blog seamlessly
✔ Private — data saved on your device
✔ Works inside your blog seamlessly
Income Information
Your 80 / 15 / 5 Breakdown
Needs (80%):
Wants (15%):
Savings (5%):
Tip: Ideal for high fixed-expense situations — prioritizes essentials while keeping a minimal but consistent savings.
How the 80/15/5 Rule Works
80% for necessities, 15% for lifestyle, 5% for savings — simple, visual, and keeps financial discipline even with limited flexibility.