Fixed vs Variable Expense Savings Calculator

Fixed vs Variable Expense Savings Calculator

Understand where your money goes. Compare fixed and variable expenses, discover how much you can save, and track your progress toward better financial control.

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Currency

Fixed Expenses (Rent, Bills, Subscriptions)

Variable Expenses (Food, Leisure, Shopping)

Target Monthly Savings

Fixed Expenses

Variable Expenses

1:1

Fixed vs Variable Ratio

Total Monthly Expenses

Potential Savings Gap

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Savings Opportunities

Reduce variable expenses by 10%:

Reduce variable expenses by 20%:

Monthly savings if target met:

Bookmark this tool. Update your expenses anytime — your data is saved automatically.